A Savings Pool Where Patience Pays and Losers Fund Winners
Lock USDC with others. Whoever holds until the end splits the penalty fees from everyone who quit early. The longer you hold, the more you earn.
Three simple steps.
Lock your USDC
Deposit into a pool with a fixed duration and visible early-exit penalty.
Hold to maturity
Track the countdown while quitters add penalties to the winner pool.
Claim your rewards
When the timer ends, survivors split the penalty pool automatically.
Choose your commitment level.
Every quitter increases the upside for everyone who stays.
No verification. No complicated scoring. Just a simple behavioral rule powered entirely on-chain on Arc.
Can I withdraw early?
Yes. But you pay the pool penalty, and that penalty is distributed to the users who stay until the end.
Do I need to prove anything?
No. This product is fully on-chain. The only rule is whether you hold until maturity or quit early.
How are rewards split?
Rewards are distributed proportionally to your stake among all users who remain until pool maturity.
Why Arc?
Fast finality and USDC as native gas make the app feel instant and predictable for everyday users.